TERMS OF SERVICE

1. Overview

These terms of service (“Terms of Service”) are entered into between you and A360CRM LLC, branded as "A360°CRM" (“A360°CRM,” “we,” or “us”).

The Terms of Service govern your access to and use of the A360°CRM website at www.A360CRM.com, including any content, functionality, communication channels, software, and Services offered on or through it (the “Platform”).

By using the Platform, you agree to be bound and abide by these Terms of Service. A360°CRM may terminate your ability to use the Platform without notice if you do not comply with these Terms of Service. If you do not agree to these Terms of Service, you must not access or use the Platform. You must be at least 18 years old to use the Platform.

A360°CRM reserves the right to make changes to the Platform and to these Terms of Service at any time. All changes are effective immediately when posted. Your continued use of the Platform following the posting of the revised Terms of Service means that you accept and agree to the changes.

All Information A360°CRM collects on the Platform is subject to our Privacy Notice posted on the Platform. By using the Platform, you consent to all actions taken by us with respect to your Information in compliance with the Privacy Notice. The Privacy Notice is incorporated into and governed by these Terms of Service. To the extent there is a conflict, these Terms of Service supersede the Privacy Notice. You agree that you will not upload any confidential or personal information onto the Platform except for personal information specifically requested by A360°CRM pursuant to the Privacy Notice.

All Platform Content (as defined below) is current as of the date it is posted on the Platform to the best of A360°CRM’s knowledge.

As used in these Terms of Service, references to the “A360°CRM Team” include A360°CRM, our owners, assigns, subsidiaries, affiliated companies, officers, and directors, and all parties involved in creating, producing, and/or delivering the Platform.

2. Services

A360°CRM provides a multitude of product integrations and services (the “Services”) on the Platform, which you may subscribe to through the Platform. All references to the Platform include the Services. All Services are subject to these Terms of Service as well as the additional provisions below. The terms in these Terms of Service govern to the extent there is a direct conflict between the additional terms linked below and these Terms of Service.

a. Right to Modify the Services.

We reserve the right to implement new elements as part of the Services, including changes that may affect the previous mode of operation of the Services. We believe that any such modifications will enhance the overall Services, but it is possible that your opinion may vary.

b. No Contingency on Further Releases and Improvements.

You understand that your purchase of Services on or through the Platform is not contingent on the delivery by us of any future release of any functionality or feature, including but not limited to the continuation of a certain Service beyond its current subscription term, or any third-party services.

c. As-Is.

The Platform is provided on an as-is basis as further described in Section 21, except as expressly provided otherwise in this Agreement.

d. Features.

Features and terms used in connection with the Platform and Services such as “power dialer” may have some resemblance to those provided by others, but our Platform features and terms are specific to our Platform.

e. Additional Terms.

Additional terms may apply to specific services and programs offered by A360°CRM on the Platform.

3. Intellectual Property

The Platform and its entire content, data, features, Services, and functionality (including but not limited to text, graphics, videos, logos, button icons, databases, music, sounds, images, or other material that can be viewed on the Platform) (“Platform Content”) are the property of A360°CRM or its licensors and are protected by copyright, trademark, and other intellectual property laws, except as indicated below. Platform Content does not include User Contribution(s), as defined below.

The A360°CRM name and related logos are trademarks and service marks (“Marks”) of A360°CRM. A360°CRM Marks may not be used without advance written permission of A360°CRM, including in connection with any product or service that is not provided by A360°CRM, or in any manner that is likely to cause confusion, or in any manner that disparages, discredits, or misrepresents A360°CRM. Other products or company names mentioned on the Platform may be trademarks or service marks of their respective owners.

A third-party website may feature our logos or trademarks, with or without authorization. Our logos or trademarks featured in any third-party website do not constitute or imply any approval, sponsorship, or endorsement of A360°CRM.

If you believe that any content on the Platform violates your intellectual property rights, please notify A360°CRM as described in Sections 18 and 31.

4. Limited License And Prohibited Uses

A360°CRM grants you a personal, royalty-free, non-assignable, revocable, and non-exclusive license to access and use the Platform Content while using the Platform. Except to make the Services available to you and your end users, as expressly permitted under these Terms of Service, any other use, including the reproduction, modification, distribution, transmission, republication, framing, display, or performance of Platform Content without prior permission of A360°CRM is strictly prohibited. You may not remove any Marks or other proprietary notices, including, without limitation, attribution information, credits, and copyright notices that have been placed on or near the Platform Content.

You, your employees, and your end-user clients (“Clients”) may use the Platform only for lawful purposes and in accordance with these Terms of Service. You agree that you, your employees, and your Clients will not:

Use the Platform or any Services in any way that violates any applicable law or regulation. Use the Platform or any Services for the purpose of exploiting, harming, or attempting to exploit or harm anyone in any way. Send, knowingly receive, upload, download, use, or re-use any material that does not comply with these Terms of Service.

Transmit, or procure the sending of, any unlawful advertising or promotional material, including any “junk mail,” “chain letter,” “spam,” or any other similar solicitation. Impersonate or attempt to impersonate A360°CRM, an A360°CRM employee, another user, or any other person or entity (including, without limitation, by using email addresses associated with any of the foregoing).

Engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Platform or any Services, or which, as determined by A360°CRM, may harm A360°CRM or users of the Platform or expose them to liability. Use the Platform or any Services in any manner that could disable, overburden, damage, or impair the Platform or interfere with any other party's use of the Platform, including their ability to engage in real-time activities through the Platform. Use any robot, spider, or other automatic device, process, or means to access the Platform for any purpose, including monitoring or copying any of the material on the Platform.

Use any manual process to monitor or copy any of the material on the Platform or for any other unauthorized purpose without A360°CRM’s prior written consent. Use any device, software, or routine that interferes with the proper working of the Platform or any Services. Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful. Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Platform, the server on which the Platform is stored, any server, computer, or database connected to the Platform, or any Services. Attack the Platform via a denial-of-service attack or a distributed denial-of-service attack. Otherwise, attempt to interfere with the proper working of the Platform or any services.

5. Customer/End User Conduct

In connection with your use of the Platform or Services, you agree that:

You, your employees, agents, and Clients will maintain in effect all licenses, permissions, authorizations, consents, and permits necessary to carry out the obligations under these Terms of Service. You are fully responsible for your actions and the actions of your employees, agents, and Clients with respect to the use of the Platform.

You are fully responsible for the use of the Services by your Clients, Employees, and/or Associates. A360°CRM’s agreement is with you, not your Clients, Employees, and/or Associates. You, your employees, agents, and Clients will not misrepresent the Services. You will provide these Terms of Service to your employees, agents, and Clients and confirm that all employees, agents, and Clients understand that they are subject to these Terms of Service if they use or offer the Services. You own or control all rights in and to all content you provide to A360°CRM.

You will be solely responsible for all of your use of the Platform, including the quality and integrity of any data and other information made available to us by or for you through the use of the Services under these Terms of Service and each Service that you make available to your Clients. You have provided, and will continue to provide, adequate notices and have obtained, and will continue to obtain, the necessary permissions and consents to provide your Client’s data to us for use and disclosure in accordance with these Terms of Service and our Privacy Notice. You, your employees, and your Clients will provide reasonable cooperation regarding information requests from law enforcement, regulators, or telecommunication providers.

6. Your Use Of Communications Features of the Services

A360°CRM is the provider of Services for your use, which may include certain communications features such as SMS, MMS, email, voice call capabilities, and other methods.

You agree that:

You are exclusively responsible for all communications sent using the Services, including compliance with all laws governing those communications such as the Telephone Consumer Protection Act (“TCPA”) and the CAN-SPAM Act, and you agree that you understand and will comply with those laws.

You understand that your use of the Services may violate applicable laws if you do not comply with them. A360°CRM is not responsible for your compliance with laws and does not represent that your use of the Services will comply with any laws. You should consult a lawyer for legal advice to ensure your communications comply with applicable law.A360°CRM is a technology platform communication service application provider only. A360°CRM does not originate, send, or deliver any communications to any recipient via SMS, MMS, email, or other communication methods.

You, not A360°CRM, are the maker or initiator of any communications. You control the message, timing, sending, fraud prevention, and call blocking. The Service is purely reactive and sends messages only as arranged and prescribed by you. All communications, whether, without limitation, SMS, MMS, or email, are created by and initiated by you and/or your Clients, whether generated by you or sent automatically via the Services at your direction.

Any customer data provided to A360°CRM through any means, including without limitation, by inbound text, data imports, tablet sign-ins, API calls, or manual entry, only includes data from individuals who have explicitly opted into your communications program and have explicitly agreed to receive your communications (whether by SMS, MMS, email, voice communication, or other methods) in accordance with applicable law, including without limitation the TCPA.

7. Payment

a. Fees.

If you choose to purchase one or more of the Services provided on the Platform, you agree to pay all fees (“Fees”) associated with the Services. Our monthly subscription provides tiered pricing for different levels of Services and products based on the Services you choose to use. In addition to our monthly subscription Services, you may purchase add-in Services for a one-time Fee or recurring subscription Fees. Fees may change from time to time.

All Fees are exclusive of any applicable communications service or telecommunication provider (e.g., carrier) fees or surcharges (collectively, “Communications Surcharges”). You will pay all Communications Surcharges associated with your use of the Services. Communications Surcharges will be shown as a separate line item on an invoice. All Fees and Communications Surcharges are nonrefundable.

b. Billing and Responsibility for Charges

Any charges incurred by your purchase or use of the Services will be billed to the credit card we have on file. In the event you sign up for a Service that is ongoing and incurs recurring charges (such as a subscription), such charges will be billed in advance of Service. You agree to provide us with accurate and complete billing information, including valid credit card information, your name, address, and telephone number, and to provide us with any changes in such information within 10 days of the change.

If you are passing the obligation to pay Platform-related Fees to your Clients, you are solely responsible for all related transactions, including but not limited to refunds and chargebacks of such Fees that are passed on. A360°CRM is not responsible for resolving issues related to costs passed on to your Clients. Any fees passed on to Clients or other third parties must be amounts charged by A360°CRM, without increase or markup.

c. Taxes.

You are exclusively responsible for taxes and other governmental assessments (“Taxes”) associated with your use of the Platform, including all Taxes associated with the Services you order and any transactions you conduct with your Clients. A360°CRM may collect Taxes from you as part of the Fees as it deems appropriate, and all A360°CRM determinations regarding what Taxes to collect are final. A360°CRM may recalculate and collect additional Taxes from you if it determines at any point that they are due. You will indemnify A360°CRM for all Claims related to Taxes that are associated with your activities on the Platform, including any Taxes related to your transactions with your Clients, as described in Section 22. Taxes, like all Fees, are nonrefundable.

d. Overdue Amounts.

If, for any reason, your credit card company declines or otherwise refuses to pay the amount owed for the Services you have purchased, you agree that we may suspend or terminate performance of Services or delivery of products and may require you to pay any overdue Fees and other amounts incurred (including any third-party chargeback fees or penalties) by other means acceptable to us. In the event legal action is necessary to collect on balances due, you agree to reimburse us for all expenses incurred to recover sums due, including attorney fees and other legal expenses.

e. Payment Disputes.

You will notify us in writing within sixty (60) days of the date we bill you for any invoiced charges that you wish to dispute. You must pay all invoiced charges while the dispute is pending or you waive the right to pursue the dispute. Where you are disputing any fees, you must act reasonably and in good faith and cooperate diligently with us to resolve the dispute. All A360°CRM determinations regarding your obligation to pay invoiced charges are final.

f. No Refunds.

Except as described below, all Fees assessed by A360°CRM are non-refundable, and A360°CRM does not provide Fee refunds or credits for partially used or unused subscriptions. If you sign up for a Service subscription but do not access the Service or Platform, you are still responsible for all Fees during the term of your subscription. If A360°CRM chooses at its sole discretion to issue a refund or credit in one instance, we are under no obligation to issue the same refund or credit in the future.

We reserve the right to issue refunds or credits at our sole discretion in the following situations:

Where we materially modify these Terms of Service or Privacy Notice during a billing period and such modification adversely affects you, we may refund a portion of your subscription Fee equal to the remaining unused term, as we determine appropriate or as may be required by applicable law. To be eligible for a refund, you must provide written notice that (a) identifies your account and (b) requests cancellation of the specific Service. The cancellation will be effective upon our receipt of your notice and our determination that you are authorized to effect such cancellation. Please refer to the “Communications and Contact Information” section below on how to provide notice to us.Where a modification or interruption of Services adversely affects you and alternative remedies, as specified in these Terms of Service, are not available, we may refund a portion of your paid subscription Fee equal to the remaining unused term of your subscription, as we determine appropriate or as may be required by applicable law.

8. Resale of Services

Some levels of the Services allow you to resell access to the version of the Platform that is customized for or by you. If you are authorized to resell access, you must comply with our minimum advertised price policy as described in this section and the provisions below.

a. Minimum Advertised Price.

You cannot advertise access to the Platform for a price of less than $97 per month (the “MAP”).

b. Determining Advertised Price.

The price at which you are advertising access to the Platform is determined after deduction of coupon discounts, rebates, the value of product giveaways, gift card amounts, and other promotional offers, that have the effect of lowering an advertised price.

c. Media.

This MAP policy applies to advertising in any media. However, this policy does not apply to advertising at a brick-and-mortar selling location that is not distributed or visible to customers outside that location, or final sale prices first disclosed to customers in “shopping carts” in web-based sales (so long as such prices cannot be retrieved by search engines or otherwise displayed to other customers).

d. Changes.

The MAP is established by A360°CRM and may be changed by A360°CRM from time to time in its sole discretion. Any changes to the MAP will be communicated by a change to this section of these Terms of Service. A360°CRM may also notify you of any change to the MAP.

e. Final Sale Price.

This MAP policy applies only to the prices at which you advertise access to the Platform and does not restrict your ability to set the final price at which you resell access to the Platform. A360°CRM will not sanction or otherwise penalize you solely for reselling access to the Platform below the MAP.

f. Exceptions.

This MAP policy does not apply to advertising within any jurisdiction in which minimum advertised price policies are prohibited by law. It is a violation of this policy, however, to transmit an advertised price less than the MAP from any such jurisdiction to customers in any jurisdiction in which the policy is permissible.

g. European Union and United Kingdom.

For sales into the European Union and United Kingdom, this MAP policy does not prohibit you from offering consumers discounts or communicating to consumers that their final price could differ from the MAP.

h. Resale Restrictions.

When reselling the service, you agree that you are fully liable to your resale Clients for the Service and will handle all disputes and inquiries they have without any involvement from A360°CRM, unless A360°CRM offers to assist.

i. You Are Not A360°CRM.

Do not present yourself as A360°CRM when reselling the Service, hold yourself out as a representative of A360°CRM, or indicate that you are associated with A360°CRM in any way. Do not direct your resale Clients to contact A360°CRM for any reason, including for Service support.

j. Suspension and Termination.

We may suspend or terminate your ability to resell Services as described in this section in our sole discretion and with or without advance notice to you if we determine that you are violating this Agreement or for any other reason.

9. Excessive Data Usage

Your excessive data use may cause the Service to be slow or unavailable. We have no liability for the effect that your excessive data use may have on Service performance. We may (1) suspend or terminate your use of the Service or (2) reduce the amount of data you are able to use, with or without advance notice, if we determine in our sole discretion that your data use is excessive, abusive, or has a negative effect on the Services in any way.

We provide the Service on a tiered-pricing basis, and some tiers can process more data with less impact on Service performance. Contact us if you would like more information about pricing for data usage that may be more appropriate for your needs.

10. Training

A360°CRM may offer training to you related to how to use the Services. All training and associated information conveyed as part of it (“Training”) is as-is, with no warranty, as explained further in Section 21 (Disclaimer). You know your own situation and your Clients, and you alone are responsible for how and whether you adopt any strategies learned through Training. A360°CRM makes no guarantees that Training will produce any particular outcome, and Training may in rare cases be counterproductive depending on your situation.

11. Data Stored on Our Servers

Subject to our Privacy Notice, you agree that we have no responsibility or liability for the deletion or failure to store any content maintained or transmitted on or through the Platform. You acknowledge that we reserve the right to remove or terminate accounts that have not paid a subscription Fee, that remain inactive for longer than one (1) year, or that have violated one or more terms of this Agreement.

12. Account Registration

To access portions of the Platform or to register for or use the Services, you will be asked to provide registration details or other Information. It is a condition of your use of the Platform that all Information you provide is complete, current, and accurate. All Information you provide to register with the Platform, complete a transaction through the Platform, or otherwise is governed by our Privacy Notice, and you consent to all actions A360°CRM takes with respect to your Information consistent with our Privacy Notice.

13. Use and Protection of Login Credentials

You are responsible for maintaining the confidentiality of your username and password (“Login Credentials”). You are responsible for all uses of your account and Login Credentials, whether or not authorized by you. You agree to notify A360°CRM immediately of any unauthorized access to or use of your account or Login Credentials or any other breach of security. A360°CRM reserves the right to disable your Login Credentials at any time in its sole discretion for any or no reason, including if, in A360°CRM’s opinion, you have violated any provision of these Terms of Service. User accounts are non-transferable, and all users are obligated to take preventative measures to prohibit unauthorized users from accessing the Platform with his or her password.

14. User Contributions

To ask questions about this Privacy Notice and our privacy practices, contact us at

[email protected]

or by mail at:

A360CRM LLC

ATTN: A360°CRM

502 E Main St,

Lakeland, FL 33801

EFFECTIVE DATE: August 26, 2024

You own or control all rights in and to the User Contributions and have the right to grant the license granted above to us, the A360°CRM Team, and our service providers, and each of their licensees, successors, and assigns.All of your User Contributions do and will comply with these Terms of Service.You understand and acknowledge that you are responsible for any User Contribution you submit or contribute, and you, not A360°CRM, have full responsibility for such content, including its legality, reliability, accuracy, and appropriateness.

By posting information on the Platform, or by otherwise using any communications service, message board, newsgroup, or other interactive service available on the Platform, you agree that you will not post comments, messages, links, code, or other information that:

Are unlawful, threatening, abusive, harassing, defamatory, deceptive, fraudulent, tortious, invasive of another’s privacy, or includes graphic descriptions of sexual or violent content;victimizes, harasses, degrades, or intimidates an individual or group of individuals on the basis of religion, gender, sexual orientation, race, ethnicity, age, or disability;infringes any patent, trademark, trade secret, copyright, right of publicity, or other proprietary right of any party; orbreaches the security of, compromises or otherwise allows access to secured, protected or inaccessible areas of this Platform, or attempts to gain access to other networks or servers via your account on this Platform.

We are not responsible or liable to any third party for the content or accuracy of any User Contribution posted by you or any other user of the Platform, nor do we endorse the User Contribution of third parties. Further, we are not responsible for any failure or delay in removing such postings. While we do not monitor User Contributions, at our sole discretion, A360°CRM may choose to unpublish or otherwise make not available for public viewing any material we deem unnecessary or inappropriate for use on our Platform.

15. User Customization

Portions of the Platform may be modified by you, incorporating your name, logo, trademark, and color scheme into your individual access area within the Platform. You are solely responsible for copyright, trademark, or other intellectual property concerns connected with your and your Clients’ customized look and feel of the Platform. You acknowledge that you may not be able to customize the Platform according to your unique branding to the extent that your customization would appear to be independently developed. A360°CRM may remove any of your modifications at any time without advance notice and with no liability to you.

16. Promotions

From time to time, this Platform may include advertisements offered by third parties. You may enter into correspondence with or participate in promotions of the advertisers showing their products on this Platform. Any such correspondence or promotions, including the delivery of and the payment for goods and services by those third parties, and any other terms, conditions, warranties, or representations associated therewith, are solely between you and the advertiser. We assume no liability, obligation, or responsibility for any part of any such correspondence or promotion. You will ensure that these activities comply with all relevant laws.

17. Content You Create

You own and retain all ownership rights to your data and User Contributions uploaded to the Service (“Your Data”). You grant us, the A360°CRM Team, and our service providers the right to use Your Data as necessary to provide the Services to you and as permitted by these Terms of Service and our Privacy Notice. You also grant A360°CRM the right to use Your Data to improve the Service, develop new services, and for other A360°CRM business purposes, subject to A360°CRM’s obligation to maintain the confidentiality of Your Data. If you are using the Services on behalf of another party, then you represent and warrant that you have all sufficient and necessary rights and permissions to do so. Subject to the limited license granted, we acquire no right, title, or interest from you or your licensors under these Terms of Service.

Submission of Ideas.

The Platform may include a platform through which users may submit ideas in connection with new products, Services, and/or related features (each, an “Idea”). By submitting an Idea to A360°CRM, you agree to the following unless we have mutually agreed in writing otherwise:

You are submitting your Idea to A360°CRM on a voluntary, non-confidential, and gratuitous basis;

You grant A360°CRM and its designees a perpetual, irrevocable, non-exclusive, fully-paid-up and royalty-free license to use any Idea you submit to A360°CRM without restrictions or payment or other consideration of any kind, or permission or notification to you or any third party. The license includes, without limitation, the irrevocable right to reproduce, prepare derivative works, combine with other works, alter, translate, distribute copies, display, perform, license the Idea, and all rights therein, in the name of A360°CRM or its designees throughout the universe in perpetuity in any and all media now or hereafter known;A360°CRM may already be working on the same or a similar Idea, or it may have received a similar or identical idea from other sources;

The Idea represents your own original work, you have all necessary rights to disclose the Idea to A360°CRM, and neither your disclosure of the Idea nor A360°CRM's review and/or use of the Idea will infringe upon the rights of any other individual or entity;

Disclosing your Idea to A360°CRM does not establish a confidential relationship or obligate A360°CRM to treat the Idea as confidential;A360°CRM has no obligation to develop or use your Idea and does not owe you or anyone else any compensation for any use of your Idea or any Ideas that are related to or derived from your Idea;A360°CRM assumes no obligation with respect to any Idea unless and until it enters into a written contract with you, and then only as expressed in such a written contract;

If your Idea is the subject of a patent that is pending or has been issued, you have or will disclose that fact to A360°CRM.

A360°CRM acknowledges that to the extent you hold a patent in the Idea, no license under any patent is granted to A360°CRM;Any license to use a patented Idea shall be in the form of a written contract, and A360°CRM's obligations shall be limited to only those in such a written contract;A360°CRM is not obligated to review your Idea, give reasons for rejecting your Idea, or disclose any activities that are related to the subject matter of your Idea;

You will not construe A360°CRM's review of your Idea, or any discussion, negotiations, or offer between yourself and A360°CRM relating to the possible purchase or license of your Idea, as recognition of the novelty, originality, priority, other rights, or value of your Idea, and A360°CRM's discussions or negotiations with you will not in any way impair A360°CRM's right to contest the validity or infringement of your rights;You hereby irrevocably release and forever discharge A360°CRM and the A360°CRM Team from any and all actions, causes of actions, claims, damages, liabilities, and demands, whether absolute or contingent and of any nature whatsoever, which you now have or hereafter can, shall or may have against A360°CRM or the A360°CRM Team with respect to the Idea, including without limitation in respect of how A360°CRM directly or indirectly uses the Idea, with the sole exception in respect of the foregoing release and discharge being your right to bring a claim of patent infringement;

and You agree that you are responsible for the content of the Idea and further agree (at A360°CRM's option and at your sole expense) to defend, indemnify, and hold A360°CRM harmless from any and all actions, claims, liabilities, demands, whether absolute or contingent and of any nature whatsoever, damages, losses, costs, fees, fines, or expenses, including reasonable attorneys' fees, which A360°CRM or the A360°CRM Team may incur as a result of the use of your Idea in accordance with these Terms of Service.

18. Copyright; Digital Millennium Copyright Act

If you believe that your work has been copied in a way that constitutes copyright infringement, or that your intellectual property rights have been otherwise violated, you should notify us of your infringement claim in accordance with the procedure set forth below.

We will process and investigate notices of alleged infringement and will take appropriate actions under the Digital Millennium Copyright Act (“DMCA”) and other applicable intellectual property laws with respect to any alleged or actual infringement. A notification of claimed copyright infringement should be emailed to

[email protected]

(Subject line: “DMCA Takedown Request”) and mailed to the designated copyright agent address below.

Our designated copyright agent to receive DMCA Notices is:

A360CRM LLC

ATTN: Copyright Agent

502 E Main St,

Lakeland, FL 33801

To be effective, the notification must be in writing and contain the following information:

an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest;a description of the copyrighted work or other intellectual property that you claim has been infringed;a description of where the material that you claim is infringing is located on the Platform, with enough detail that we may locate it;your address, telephone number, and email address;a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright or intellectual property owner, its agent, or the law; anda statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner's behalf.

Counter-Notice:

If you believe that your User Contribution that was removed (or to which access was disabled) is not infringing, or that you have the authorization from the copyright owner, the copyright owner's agent, or pursuant to the law, to upload or display the content in your User Contribution, you may send a written counter-notice containing the following information to the above-listed Copyright Agent:

your physical or electronic signature;identification of the content that has been removed or to which access has been disabled and the location at which the content appeared before it was removed or disabled;a statement that you have a good-faith belief that the content was removed or disabled as a result of mistake or a misidentification of the content; andyour name, address, telephone number, and email address, and a statement that you will accept service of process from the person who provided notification of the alleged infringement.

If a counter-notice is received by our copyright agent, we will send a copy of the counter-notice to the original complaining party, informing that person that A360°CRM may repost the removed content or cease disabling it in ten (10) business days. Unless the copyright owner files an action seeking a court order against the content provider, member or user, the removed content may be reposted, or access to it restored, in ten (10) to fourteen (14) business days or more after receipt of the counter-notice, at our sole discretion.

We may, at our sole discretion, limit access to the Platform and/or terminate the account of any user who infringes any intellectual property rights of others.

19. Third Party Content

This Platform may include content provided by third parties. All statements and opinions expressed by third parties are solely the opinions and the responsibility of the person or entity providing those materials. Those materials do not necessarily reflect the opinion of A360°CRM. A360°CRM is not responsible for the content or accuracy of any materials provided by any third parties.

20. Links To Other Web Sites

A360°CRM may provide links to external websites for the convenience of Platform users. The inclusion of an external link on this Platform does not constitute or imply support or endorsement of any kind. A360°CRM does not control those websites, is not responsible for their content or function, and is not responsible for any loss or damage that may arise from your use of them. If you decide to access the third-party sites linked to this Platform, you do so entirely at your own risk and subject to the terms and conditions of use and the privacy notice for such sites.

21. Disclaimer

THE PLATFORM AND THE SERVICES OFFERED THROUGH IT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OR THE WARRANTY OF NON-INFRINGEMENT.

WITHOUT LIMITING THE FOREGOING, WE MAKE NO WARRANTY THAT (A) THE PLATFORM, PLATFORM CONTENT, OR SERVICES WILL MEET YOUR REQUIREMENTS, (B) THE PLATFORM CONTENT, SERVICES, OR PLATFORM WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (C) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE CONTENT OR SERVICES OFFERED WILL BE EFFECTIVE, ACCURATE, OR RELIABLE, OR (D) THE QUALITY OF ANY PLATFORM CONTENT OR SERVICES PURCHASED OR OBTAINED BY YOU FROM THE PLATFORM, FROM US OR THE A360°CRM TEAM WILL MEET YOUR EXPECTATIONS OR BE FREE FROM MISTAKES, ERRORS, OR DEFECTS.

YOU ACKNOWLEDGE THAT THE INTERNET AND TELECOMMUNICATIONS PROVIDERS’ NETWORKS ARE INHERENTLY INSECURE. ACCORDINGLY, YOU AGREE WE ARE NOT LIABLE FOR ANY CHANGES TO, INTERCEPTION OF, OR LOSS OF YOUR DATA WHILE IN TRANSIT VIA THE INTERNET OR A TELECOMMUNICATIONS PROVIDER’S NETWORK.

THIS PLATFORM COULD INCLUDE TECHNICAL OR OTHER MISTAKES, INACCURACIES, OR TYPOGRAPHICAL ERRORS. WE MAY MAKE CHANGES TO THE PLATFORM CONTENT AND SERVICES ON OR THROUGH THE PLATFORM, INCLUDING THE PRICES AND DESCRIPTIONS OF ANY PRODUCTS OR SERVICES LISTED HEREIN, AT ANY TIME WITHOUT NOTICE. THE CONTENT OR PRODUCTS AVAILABLE ON THE PLATFORM MAY BE OUT OF DATE, AND WE MAKE NO COMMITMENT TO UPDATE SUCH CONTENT OR PRODUCTS.

THE USE OF THE PLATFORM, THE SERVICES, OR THE DOWNLOADING OR OTHER ACQUISITION OF ANY PRODUCTS OR PLATFORM CONTENT THROUGH THE PLATFORM IS DONE AT YOUR OWN DISCRETION AND RISK AND WITH YOUR AGREEMENT THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM SUCH ACTIVITIES.

Through your use of the Platform, you may have the opportunities to engage in commercial transactions with other users and vendors. You acknowledge that all transactions relating to any products or services provided by YOUR OR any third party, including, but not limited to the purchase terms, payment terms, warranties, guarantees relating to such transactions, are solely between the seller OR PURCHASER of such merchandise OR SERVICE and you.

WE MAKE NO WARRANTY REGARDING ANY TRANSACTIONS EXECUTED THROUGH A THIRD PARTY, OR IN CONNECTION WITH THE PLATFORM, AND YOU UNDERSTAND AND AGREE THAT SUCH TRANSACTIONS ARE CONDUCTED ENTIRELY AT YOUR OWN RISK. ANY WARRANTY THAT IS PROVIDED IN CONNECTION WITH ANY SERVICES OR CONTENT AVAILABLE ON OR THROUGH THE PLATFORM FROM A THIRD PARTY IS PROVIDED SOLELY BY SUCH THIRD PARTY, AND NOT BY US OR THE A360°CRM TEAM.

WE RESERVE THE SOLE RIGHT TO EITHER MODIFY OR DISCONTINUE THE PLATFORM, INCLUDING ANY SERVICES OR FEATURES THEREIN, AT ANY TIME WITH OR WITHOUT NOTICE TO YOU. WE SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY SHOULD WE EXERCISE SUCH RIGHT. MODIFICATIONS MAY INCLUDE, BUT ARE NOT LIMITED TO, CHANGES IN THE PRICING STRUCTURE AND THE ADDITION OF FREE OR FEE-BASED SERVICES. ANY NEW FEATURES THAT AUGMENT OR ENHANCE THE THEN-CURRENT SERVICES ON THIS PLATFORM SHALL ALSO BE SUBJECT TO THESE TERMS OF SERVICE.

SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. PLEASE CONSULT THE LAWS IN YOUR JURISDICTION

22. Limitation of Liability, Indemnification, and Mitigation

Your exclusive remedy and our entire liability, if any, for any claims arising out of these Terms of Service and your use of the Platform or the Services shall be limited to the amount you paid us for Services purchased on the Platform during the three (3) month period before the act giving rise to the liability.

IN NO EVENT SHALL A360°CRM BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY SPECIAL, PUNITIVE, INCIDENTAL, INDIRECT OR CONSEQUENTIAL DAMAGES OF ANY KIND, OR ANY DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM MALICIOUS CODE, LOSS OF USE, DATA OR PROFIT LOSS, WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND ON ANY THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH THE USE OF THE PLATFORM OR OF ANY WEBSITE REFERENCED OR LINKED TO FROM THE PLATFORM.

FURTHER, WE SHALL NOT BE LIABLE IN ANY WAY FOR THIRD PARTY PROMISES AND/OR STATEMENTS REGARDING OUR SERVICES OR CONTENT OR FOR ASSISTANCE IN CONDUCTING COMMERCIAL TRANSACTIONS WITH THE THIRD PARTY THROUGH THE PLATFORM, INCLUDING WITHOUT LIMITATION THE PROCESSING OF ORDERS.

SOME JURISDICTIONS PROHIBIT THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. PLEASE CONSULT THE LAWS IN YOUR JURISDICTION.

You agree to defend, indemnify, and hold harmless A360°CRM and the A360°CRM Team against all demands, claims, actions, proceedings, damages, liabilities, losses, fees, costs, or expenses (including without limitation reasonable attorneys’ fees and the costs of any investigation) directly or indirectly arising from or in any way connected with your use of the Platform or Services (“Claims”), including, but not limited to: (a) our use of or reliance on information or data supplied or to be supplied by you, your employees, agents, or Clients; (b) any breach of or default under these Terms of Service by you, your employees, agents, or Clients; (c) the wrongful use or possession of any A360°CRM property by you, your employees, agents, or Clients; (d) any negligence, gross negligence, or willful misconduct by you or your employees, agents, or Clients; (e) misrepresentations by you, your employees, agents, or Clients (f) violation(s) of applicable law by you, your employees, agents, or Clients, (g) your actions and the actions of your employees, agents, or Clients; (h) the acts or omissions of you, your employees, agents, or Clients in connection with providing notice and obtaining consents regarding the origination or content of the SMS or MMS messages, email, or other communications using the Services, (i) Taxes and other Fees and/or (j) any disputes between (1) you and other users, (2) you and your Client(s), and/or (3) your Clients.

If any of the Services or Platform are, or in our opinion are likely to be, claimed to violate any third-party intellectual property right, at our option we may: (a) obtain the right for you to continue to use the Services and Platform as contemplated by these Terms of Service; (b) modify or replace the Services or Platform, in whole or in part, to seek to make the Services or Platform non-infringing; or (c) require you to immediately cease any use of the Services and Platform, including but not limited to the A360°CRM platform.

23. Limitation On Time To File Claims

ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OF SERVICE, THE PRIVACY NOTICE, OR THE PLATFORM MUST BE COMMENCED WITHIN THREE (3) MONTHS AFTER THE EVENT GIVING RISE TO THE ACTION OR CLAIM OCCURRED, REGARDLESS OF WHEN YOU KNEW OR SHOULD HAVE KNOWN ABOUT IT; OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.

24. Injunctive Relief

You agree that a breach of these Terms of Service will cause irreparable injury to A360°CRM for which monetary damages would not be an adequate remedy and A360°CRM shall be entitled to seek equitable relief, in addition to any remedies it may have hereunder or at law, without having to post a bond or other security.

25. Waiver And Severability

No waiver by A360°CRM of a term or condition set forth in these Terms of Service shall be deemed a continuing waiver of such term or condition or a waiver of any other term or condition. Any failure of A360°CRM to assert a right or provision under these Terms of Service shall not constitute a waiver of such right or provision.

If any provision of these Terms of Service is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Service will continue in full force and effect.

26. Entire Agreement

Except as noted below, these Terms of Service and our Privacy Notice constitute the sole and entire agreement between you and A360°CRM with respect to the Platform and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, with respect to the Platform. These Terms of Service may not be altered, supplemented, or amended by the use of any other document(s).

A360°CRM may enter into a separate agreement with you. The terms of any separate agreement between you and A360°CRM will be considered a part of your entire agreement with A360°CRM. To the extent there is a conflict between these Terms of Service and the terms of your separate agreement with A360°CRM, your separate agreement with A360°CRM will control.

27. Term and Termination

These Terms of Service will remain in full force and effect while you use the Platform or subscribe to any Services. Even after you are no longer a user of the Platform, those provisions of these Terms of Service that by their nature are intended to survive will remain binding on you, including but not limited to Sections 3, 7, 11, 14, 17, and 21 to 31 and the Privacy Notice.

a. Grounds for Termination.

You agree that A360°CRM, in its sole discretion, may suspend or terminate your access to the Platform (or any part thereof) for any reason, with or without notice, and without any liability to you or to any third party for any claims, damages, costs or losses resulting therefrom. Any suspected fraudulent, abusive, or illegal activity may be grounds for barring your access to this Platform, and reporting you to the proper authorities, if necessary.

b. No Right to Services Upon Termination.

Upon termination and regardless of the reason(s) motivating such termination, your right to use the Services available on this Platform will immediately cease. We shall not be liable to you or any third party for any claims for damages arising out of any termination or suspension or any other actions taken by us in connection therewith.

c. How to Terminate or Make Adjustments.

If you, for any reason, would like to terminate your access to the Platform or make adjustments, A360°CRM requires written notice at least 30 days before your next billing date.

e. No Termination by Third Party Users.

A360°CRM has limited access to subscriptions not directly purchased from us. Any user who has been given access to the Platform by any party other than A360°CRM, must contact the party who originally provided access to the Platform for any inquiries related to termination.

28. Applicable Law, Binding Arbitration, and Class Action Waiver

PLEASE READ THE FOLLOWING PARAGRAPHS CAREFULLY BECAUSE THEY REQUIRE YOU TO AGREE TO RESOLVE ALL DISPUTES BETWEEN US THROUGH BINDING INDIVIDUAL ARBITRATION.

The laws of the State of Florida will govern these Terms of Service and any disputes under them, without giving effect to any principles of conflicts of laws.

Any controversy or claim arising out of or relating to these Terms of Service shall be exclusively settled by arbitration administered by the American Arbitration Association in accordance with Commercial Arbitration Rules, then in effect. This arbitration provision is governed by the Federal Arbitration Act. The arbitration proceedings shall be held in Lakeland, Florida. Any arbitration award may be entered in a court of competent jurisdiction.

All claims and disputes within the scope of this arbitration agreement must be arbitrated or litigated on an individual basis and not on a class basis. Claims of more than one customer or user cannot be arbitrated or litigated jointly or consolidated with those of any other customer or user.

29. No Bug Bounties

A360°CRM does not have a bug bounty program and does not pay bug bounties. A360°CRM prohibits any third-party access to the Platform or any A360°CRM systems or networks, including any network penetration testing, security assessment, or probing, except as expressly permitted by this Agreement or as agreed to by A360°CRM in a separate agreement.

30. Miscellaneous.

Your Privacy Obligations.

When you provide access to the Platform to any other parties, i.e. your Client(s), you must implement and enforce your own privacy notice, providing the level of protection at least equal to that provided to you by A360°CRM. You must obtain consent from your Client(s), affirmatively acknowledging that your Client(s) agree(s) to be bound by your privacy notice.

b. International Use.

Although the Platform may be accessible worldwide, we make no representation that materials on the Platform are appropriate or available for use in locations outside the United States. Those who choose to access the Platform from other locations do so on their own initiative and at their own risk. If you choose to access the Platform from outside the United States, you are responsible for compliance with local laws in your jurisdiction, including but not limited to, the taxation of products purchased over the Internet. Any offer for any product, Services, and/or information made in connection with the Platform is void where prohibited.

c. Force Majeure.

In addition to any excuse provided by applicable law, we shall be excused from liability for non-delivery or delay in delivery of products and/or Services available through the Platform arising from any event beyond our reasonable control, whether or not foreseeable by either party, including but not limited to: labor disturbance, war, fire, accident, adverse weather, inability to secure transportation, governmental act or regulation, and other causes or events beyond our reasonable control, whether or not similar to those which are enumerated above.

d. How to send Notices to A360°CRM.

All notices to a party shall be in writing and shall be made via email. Notices to A360°CRM must be sent to the attention of Customer Service at [email protected]

.

You agree to allow us to submit notices to you either through the email address you provided when registering or to any address we have on record. Notices are effective on receipt.

31. Communications and Contact Information

A360°CRM may contact you regarding these Terms of Use or the Privacy Notice using any Information you provide, or by any other means if you do not provide contact Information. If you no longer wish to receive communications from A360°CRM, you can click on the “unsubscribe link” provided in such communications or contact us at [email protected]

.

When you enroll in the Service, you must designate a primary email address that will be used for receiving electronic communication related to these Terms of Use and the Service. A360°CRM will never send you an email requesting confidential information such as account numbers, usernames, or passwords, and you should never respond to any email requesting such information. If you receive such an email purportedly from A360°CRM, do not respond to the email and notify A360°CRM by emailing us at [email protected]

.

For all other feedback, comments, requests for technical support, and other communications relating to the Platform, these Terms of Service, and the Privacy Notice, please contact us at

[email protected]

or by mail at:

A360CRM LLC

ATTN: Legal Department

502 E Main St,

Lakeland, FL 33801

EFFECTIVE DATE: August 26, 2024

Confidentiality Agreement

This Confidentiality Agreement (this "Agreement") is made effective as of August 26, 2024, between A360CRM LLC, branded as "A360°CRM," of Lakeland, Florida, and its associates and people who sign up to be a member of

www.a360crm.com

and its affiliated sites (login.a360crm.com), training, and courses.

The owner is A360CRM LLC, branded as "A360°CRM," who is engaged in offering a customized A360°CRM software, CRM, additional tools, software, videos, and virtual training. The client is defined as somebody who is or has signed up to be engaged in Direct to Consumer Sales and Small Businesses, Personal Coaching, and Training Services who are involved in Direct to Consumer Sales and is an active paying member of login.a360crm.com and A360CRM LLC.

To protect the Owner's A360°CRM customization from being replicated or copied in other accounts pertaining to videos training, campaigns, system triggers, workflow, additional integrated tools, sales scripts, Automation Series, A360°CRM training, and Sales Training through the login.a360crm.com, the Owner has requested, and the Client agrees (by way of being a paying member) that the Client will protect the confidential material and intellectual property which may be disclosed between the Owner and the Client. Therefore, the parties agree as follows:

I. CONFIDENTIAL INFORMATION.

The term "Confidential Information" means any information or material which is proprietary of A360CRM LLC, branded as "A360°CRM," and a360crm.com, whether or not owned or developed by A360CRM LLC and a360crm.com, which is not generally known other than by A360CRM LLC, branded as "A360°CRM," and a360crm.com, and which The Client may obtain through any direct or indirect contact with A360CRM LLC and a360crm.com.

a) Confidential Information includes without limitation:

Business Records and Business Plans

Trade Secrets and Copyrighted Material

Intellectual Property and Customized Automations and Series

How to and Technical Information

Ideas and Product Designs and any information related to Customized Software

Source code and/or Object code and related coding and software

And/or any/all other proprietary information.

b) Confidential Information does not include:

Matters of public knowledge that result from disclosure by A360CRM LLC, branded as "A360°CRM," and a360crm.com.Any information that was rightfully received by The Client from a third party without a duty of confidentiality

Any information independently developed by The Client.

Any information disclosed by operation of law.

Information disclosed by The Client with the prior written consent of A360CRM LLC, branded as "A360°CRM," and a360crm.com and any other information that both parties agree in writing is not confidential.

II. PROTECTION OF CONFIDENTIAL INFORMATION.

The Client understands and acknowledges that the Confidential Information has been developed or obtained by A360CRM LLC, branded as "A360°CRM," login.a360crm.com, and a360crm.com by the investment of significant time, effort, and expense, and that the Confidential Information is a valuable, special and unique asset of A360CRM LLC, branded as "A360°CRM," login.a360crm.com, and a360crm.com which provides A360CRM LLC, branded as "A360°CRM," login.a360crm.com, and a360crm.com with a significant competitive advantage, and needs to be protected from improper disclosure. In consideration for the disclosure of the Confidential Information, The Client agrees to hold in confidence and to not disclose the Confidential Information to any person or entity without the prior written consent of A360CRM LLC, branded as "A360°CRM," the Owner of login.a360crm.com, and a360crm.com.

In addition,

The Client agrees that:

No Copying/Modifying. The Client will not copy or modify any Confidential Information without the prior written consent of A360CRM LLC, branded as "A360°CRM," the Owner of A360CRM LLC, login.a360crm.com, and a360crm.com.Application to Employees and Business Partners. Further, The Client shall not disclose any Confidential Information to any employees and Business Partners of The Client, except those employees and Business Partners who are required to have the Confidential Information in order to perform their job duties and Businesses in connection with the limited purposes of this Agreement.

Each permitted employee and Business Partner to whom Confidential Information is disclosed shall sign a non-disclosure agreement substantially the same as this Agreement at the request of A360CRM LLC, branded as "A360°CRM."

Unauthorized Disclosure of Information. If it appears that The Client has disclosed (or has threatened to disclose) Confidential Information in violation of this Agreement, A360CRM LLC, branded as "A360°CRM," shall be entitled to an injunction to restrain The Client from disclosing, in whole or in part, the Confidential Information. A360CRM LLC, branded as "A360°CRM," shall not be prohibited by this provision from pursuing other remedies, including a claim for losses and damages.

The Owner agrees that any data imported into the CRM by the Client belong only to the Client and cannot be used in any way by the Owner. Data will also be protected in a HIPAA Compliant CRM to add an additional layer of security. The owner will not download data, sell data, re-market to data, or view data without the Client's permission to do so in the event of diagnosing any potential issues or automation designs that the Client is requesting the review of from the Owner or employed/contracted by Owner.

EFFECTIVE DATE: August 26, 2024

CODE OF CONDUCT

The following are considered Prohibited Uses of the Platform.

Engaging in a Prohibited Use is a material breach of these Terms for which A360°CRM may immediately suspend or terminate your Platform Account in accordance with these Terms:

- Use of the Platform in any way that violates any applicable law or regulation.

- Use of the Platform in a country that prohibits or restricts the use of Artificial Intelligence.

- Use of the Platform to exploit, harm, or attempt to exploit or harm anyone in any way.

- Use of the Platform to send, receive, upload, download, use, or re-use any material that does not comply with these Terms.

- Use of the Platform to transmit, or procure the sending of any unlawful advertising or promotional material, including any “junk mail,” “chain letter,” “spam,” or any other similar solicitation.

- Impersonating or attempting to impersonate A360°CRM, an A360°CRM employee, another user, or any other person or entity (including, without limitation, by using email addresses associated with any of the foregoing).

- Engaging in any other conduct that restricts or inhibits anyone's use or enjoyment of the Platform.

- Engaging in any conduct that may, as determined by A360°CRM, harm Platform users or A360°CRM, or expose either to liability.

- Use of the Platform in any manner that could disable, overburden, damage, or impair the Platform or interfere with any other party's use of the Platform, including their ability to engage in real-time activities through the Platform.

- Use of any robot, spider, or other automatic device, process, or means to access the Platform for any purpose, including monitoring or copying any of the material on the Platform.

- Use of any manual process to monitor or copy any of the material on the Platform or for any other unauthorized purpose without A360°CRM’s prior written consent.

- Use of any device, software, or routine that interferes with the proper working of the Platform.

- Introducing any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.

- Attempting to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Platform, the server on which the Platform is stored, any server, computer, or database connected to the Platform.

- Attacking the Platform via a denial-of-service attack or a distributed denial-of-service attack.

- Otherwise attempting to interfere with the proper working of the Platform.

- Child sexual exploitation or abuse content.

- Sexually explicit content.

- Generation of hateful, harassing, or violent content.

- Abusive or fraudulent conduct, including but not limited to:

- Promoting or facilitating the generation or distribution of spam, fraudulent activities, scams, phishing, or malware;

- Compromising cybersecurity systems or gaining unauthorized access to violate the integrity of any user, network, computer or communications system, software application, or network or computing device;

- Violating any natural person’s rights, including privacy rights as defined in applicable privacy law;

- Appropriating confidential or personal information;

- Impersonating a human by presenting results as human-generated;

- Engaging in disinformation campaigns;

- Astroturfing, or the generation of fake grassroots support or fake review information;

- Plagiarizing or engaging in other forms of academic dishonesty.

- Illegal or highly regulated goods or services content, or other activity that has a high risk of economic or physical harm, including but not limited to:

- Engaging in any illegal activity;

- Providing instructions on how to commit or facilitate any type of crime;

- Gambling;

- Payday lending;

- Cryptomining practices;

- Automatic determinations of eligibility for credit, employment, educational institutions, or public assistance services;

- Engaging in unauthorized practice of law or seeking unreviewed legal advice;

- Engaging in unauthorized practice of medicine or seeking unreviewed medical advice;

- Providing unauthorized financial advice;

- Law enforcement application or criminal justice decisions;

- Military or warfare application, weapons development;

- Management or operation of critical infrastructure in energy, transportation, and water;

- Political campaigning or lobbying in violation of campaign laws.

ARTIFICIAL INTELLIGENCE ACCEPTABLE USE POLICY

- AI features of the Platform may not be used in any manner contrary to the relevant laws, regulations, and industry standards, including, but not limited to, data protection and privacy regulations (e.g., GDPR, CCPA); financial industry guidelines (e.g., PCI DSS); as part of an automated decision-making process with legal or similarly significant effects; or in violation of any intellectual property rights or geographical restriction.

- AI features may not be used to discriminate against any person or groups on grounds of religion, race, sexual orientation, gender, national/ethnic origin, political beliefs, disability, health status, trade union membership, age, or criminal convictions, or engage in any biased, intimidating, defamatory, harassing, bullying, or otherwise inappropriate behaviors.

- AI features may not be used for generating individualized advice that in the ordinary course of business would be provided by a licensed professional including but not limited to medical, financial, tax, or legal advice. You must disclose to your customers when they are interacting with an AI-based voice or chatbot.

- All assets created through the use of generative AI systems must be professional and respectful. You may not use offensive or abusive language and may not engage in any behavior that could be considered discriminatory, harassing, or biased when applying generative techniques.

- You must take necessary steps to protect the confidential and sensitive information of your users and customers.

- AI usage may not damage, disable, overburden, or impair any websites or launch any automated system, including “robots,” “spiders,” or “offline readers,” that sends more request messages to any servers in a given period of time than a human can reasonably produce in the same period by using a conventional browser.

- AI features may not be used to spread misinformation, engage in malicious activities, or any other uses that could harm individuals or society.

- AI features may not be used in any manner which is prohibited by the Agreement or the Code of Conduct provided herein.

EFFECTIVE DATE:

August 26, 2024